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Review-ready petitions in minutes, not weeks.

PetitionHQ pulls your client's financial record straight from the source, reasons over the whole case like senior counsel, and assembles a review-ready Chapter 7 draft package — cited, checked, and ready for your signature.

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app.petitionhq.com/cases/PHQ-1041/review

Acosta, Maria

PHQ-1041· Chapter 7· C.D. Cal. — Los Angeles· In review

Notes Download Approve & sign 3 blockers to disposition first

Review 3 Petition 1 Record

I reviewed the whole case end to end. The most urgent issue is an identity-document mismatch that would block the filing on its face. Two more items need an attorney call before filing; the rest is sound.

Uploaded ID belongs to a different person Critical · Disclosure risk · Open

The only identity document on file is a driver's license for a third party, not the debtor. A petition supported by another person's ID fails on its face and risks both the case and the discharge.

maria_dl.pdf · the ID in question B 101 · line 1 · full legal name

The Associate, 95% confident — the name on the ID matches none of the debtor's names across 3 other sources.

Accept finding Dismiss

Debt may be primarily business — means test could be bypassed High · Eligibility · Open

Exemption scheme: the §704 homestead or the §703 wildcard High · Needs your decision · Open

Unscheduled tax refund in the Jan–Apr filing window Accepted by you · 2:41 PM · noted on Schedule A/B

Ask the Associate — exemption trade-offs, timing, what-ifs, anything in this case ⌘J

Before you sign

3 blockers left 93% of the record verified

Findings dispositioned3 of 4 still open

Petition forms reviewed0 of 9 marked reviewed

Client intake verifiedComplete — see the Record tab

Filing package assemblesCh. 7 petition in C.D. Cal.

Case posture

Means test — passesBelow CA median · no Part 2 required

Chapter 7 appropriateOnce ID and debt questions resolve

Exemptions — your call pending§704 homestead vs §703 wildcard

341 meeting — projected Jul 16If filed this week

Minutes

from client intake to a drafted petition

12,000+

institutions connected at the source

100%

of generated fields cited to a source document

Zero

fields typed into PDFs by hand

Pulls the record directly from

+ 12,000 more

How it works

From one link to a review-ready filing package.

Six moves. The judgment calls stay yours at every one.

Has anyone garnished your wages in the last 90 days?

Yes — about $400 a month since March.

Send your client one link

The intake adapts as they answer — and notices what static forms miss: business-debt majority, garnishment urgency, prior-filing clocks.

Banks

Payroll

Records

+ 12,000 more institutions, connected directly

The record pulls itself

Bank data from 12,000+ institutions. Payroll straight from the provider. IRS transcripts and credit reports, pulled at the source. The document chase, retired.

maria_dl.pdf

lease_2024.pdf

1040_2025.pdf

Everything else, read

Whatever can't be pulled gets uploaded from any phone — and read in full. Every page parsed; every value remembered with its source.

Means test

Schedules

SOFA

Matrix

REVIEW-READY · 3 MIN 42 SEC

The case assembles in minutes

The means test runs against official figures — fast-path B 122A-1 below the median, flagged above it. Schedules A/B–J, SOFA, creditor matrix: a source-backed draft package, not a blank checklist.

"I attacked the draft the way opposing counsel would. One finding blocks filing; two need your call."

Uploaded ID belongs to a different person CRITICAL · § 521(a) · QUEUED FOR YOU

It argues with itself

Before you see the draft, the Associate cross-examines it — findings arrive with the statute, the recommended action, and the reasoning. The full exhibit is below.

✓ Form B 101 — Voluntary Petition

✓ Schedules A/B–J · SOFA · matrix

Approve & sign

EXPORT READY — C.D. CAL.

You review. You export.

Edit inline, every change attributed. Then download a district-formatted packet for attorney-controlled filing through your normal CM/ECF workflow.

The Associate

It thinks in cases, not fields.

Anyone can fill a form. PetitionHQ reads the whole record, argues with its own draft before you ever see it, and answers the questions you'd put to a sharp associate — citations included. See for yourself:

It argues with its own draft

I reviewed the whole case end to end and attacked the draft the way opposing counsel would. One finding blocks filing; two need an attorney's call. Here's the one that can't wait — and how I got there.

Uploaded ID belongs to a different person Critical · blocks filing · 95% confident

How it got there

01cross-checked the name on maria_dl.pdf against the intake, pay_stub_03.pdf, and utility_aug.pdf — 0 of 3 match

0211 U.S.C. § 521(a) requires the debtor's own identity documents; filing knowingly risks § 727(a)(4)

03conclusion: blocks filing · fix queued — obtain the debtor's own ID, purge the stray document

Accept finding Dismiss

Ask it what you'd ask an associate ⌘J

Is this even a Chapter 7?

It holds — for now. 38% of scheduled debt traces to the closed business; consumer debt still controls, so § 707(b) applies and Maria passes below median. If the business share crossed 50%, the means test wouldn't apply at all — that analysis is queued for you with the math both ways.

equifax_report.pdf 11 U.S.C. § 707(b)

Grounded in the case record — answers cite their sources, and nothing applies to the petition without your sign-off.

What it catches From the adversarial self-review — statute attached, action proposed

Debt mix near 50% business — the means-test path flagged, with the math both ways.

§ 707(b)

A tax refund inside the filing window — disclosed on Schedule A/B, not discovered later.

Sch. A/B · line 28

Active wage garnishment — surfaced from bank statements; filing-date urgency raised.

§ 362

And the boring ones — math errors, missing schedules, district mismatches — before they cost a continuance.

every case

The difference

Not another forms platform.

Forms software made you a faster typist. This is a different species.

By hand Forms software PetitionHQ

Time to review-ready

Weeks Days — most of it data entry Minutes after intake wraps

Getting the documents

A paper chase you run Client portal; you chase what's missing One link — banks, payroll, IRS pulled at the source

Documents into schedules

You read, then you type You type into smarter fields Drafted for you — every value pinned to its page

The means test

Median lookups, manual math Current tables; your data entry Computed from the pulled record, official figures

The creditor matrix

Line by line, by hand Credit-report import; you clean it up Built and deduped from the report and the statements

Catching case-killers

Your eyes, at midnight Empty-field warnings Adversarial case review — ID conflicts, debt mix, timing — statutes attached

Exemptions and what-ifs

Research after hours — Cited answers, both elections drafted — ⌘J

Prepping the 341

You, the night before — Briefs for you and for the client

Who does the typing

You Still you Nobody

Scoped honestly

California Chapter 7 today. New states and chapters ship verified — flagged to you until then, never silently automated.

Your file stays yours

AES-256 at rest, TLS 1.3 in transit, never used to train models. Export everything, anytime — even after you cancel.

Nothing files without you

Petition preparation software, not a law firm. The judgment calls and the signature stay licensed — yours.

Pricing

Built to scale with your firm.

One subscription. Team access and case volume scale with your plan.

Solo

Solo practitioner

$500/mo

Questions attorneys ask before booking.

Does this replace my professional review?

No. PetitionHQ is petition preparation software — every generated petition must be reviewed, signed, and filed by you, the licensed attorney. We do the typing and the math; you provide the legal judgment and the signature. Think of it as a senior paralegal that keeps the math, citations, and review trail organized.

What if a generated field is wrong?

Click the field, edit it, save. The audit log captures your change with attribution and timestamp. Low-confidence fields (under 80%) are flagged in amber for your attention. The original value is preserved alongside your override so you have a complete audit trail for the file.

What states and districts are supported?

Launch support is intentionally scoped. California Chapter 7 cases are the first supported workflow; unsupported states, Chapter 13 workflows, and above-median disposable-income analysis are surfaced for attorney review rather than silently automated. USTP thresholds can be updated from official snapshots as part of the deploy workflow.

Where does client data live — and who owns it?

Encrypted at rest (AES-256) and in transit (TLS 1.3), in US-based data centers — and never used to train AI models. The file is your firm's property: generated petitions, schedules, and client data export freely at any time, including after you cancel. We don't lock data behind paywalls or hold it hostage.

How does private-beta onboarding work?

Private-beta workspaces are created after demo approval. We walk through a synthetic case together before activation, then confirm the plan, included cases, and any launch discount in writing.

Have a question we didn't cover? Email us or book a demo and we'll walk through it.

The demo

Watch a Chapter 7 draft itself.

Book a demo → How it works

Intake to signature in 30 minutes, using synthetic demo data before activation.